Monday, June 30, 2008

American Equity Opposes SEC Rules on Equity-Indexed Annuities - Trading Markets (press release)


American Equity Opposes SEC Rules on Equity-Indexed Annuities
Trading Markets (press release), CA - Jun 27, 2008
"Based on the existing law, index annuities are insurance products, not securities, to the same extent as traditional fixed-rate annuity products," American ...

UPDATE 1-US SEC wants to oversee equity indexed annuities - Reuters


UPDATE 1-US SEC wants to oversee equity indexed annuities
Reuters - Jun 25, 2008
Although equity indexed annuities have the potential to generate higher returns, they are riskier than a traditional fixed annuity. ...

Aviva rolls out new ideas in its push to strengthen - DesMoinesRegister.com


Aviva rolls out new ideas in its push to strengthen
DesMoinesRegister.com, IA - Jun 29, 2008
They include: - Fixed annuities. Sold mainly by more than 30000 independent agents, they soon will be marketed through banks and brokerage companies. ...

Wednesday, June 25, 2008

The Law Offices of Brandon S. Reif Files Lawsuit on behalf of ... - Earthtimes (press release)


The Law Offices of Brandon S. Reif Files Lawsuit on behalf of ...
Earthtimes (press release), UK - 5 hours ago
... sales practices scheme involving equity-indexed annuities, fixed annuities and financial planning targeting senior citizens in the State of California. ...

Annuity Ladder Pays An Income Stream - Insurance News Net (press release)


Annuity Ladder Pays An Income Stream
Insurance News Net (press release), PA - 3 hours ago
Immediate annuities are also called income annuities or payout annuities. Typically, they pay a fixed amount for a certain period. ...

AM Best downgrades Security Benefit Life - InvestmentNews


AM Best downgrades Security Benefit Life
InvestmentNews, NY - 2 hours ago
Adding to the toll, weak credit and volatile markets may also affect the performance of the firm’s fixed and variable annuity businesses. ...

Psychic and the Reality of psychics - PR Urgent


Psychic and the Reality of psychics
PR Urgent - 4 hours ago
There are different types of psychic readings. Each and every psychic take up particular type and they practice over it. They do so in different manners, ...

AM Best Downgrades Ratings of - Ad-Hoc-News (Pressemitteilung)


AM Best Downgrades Ratings of
Ad-Hoc-News (Pressemitteilung), Germany - 11 hours ago
... its adequate asset liability matching, generally stable fixed annuity liabilities with surrender protection, strong third-party administration operation ...

Tuesday, June 24, 2008

Inflation will erode a pension pot away in 20 years - Standard - FT Adviser

Inflation will erode a pension pot away in 20 years - Standard
FT Adviser, UK - 1 hour ago
Do you choose one of the options to inflation proof your retirement income, for example an index-linked annuity? This provides a way of keeping pace with ...
Retirees must consider inflation-proofing Investment Week
Pension advice for beating inflation (24.06.08) Age Concern
all 4 news articles

Annuities aren't for everyone - Baltimore Sun


Annuities aren't for everyone
Baltimore Sun, United States - Jun 17, 2008
A five-year deferred fixed annuity paid an average yield of 4.13 percent, and the highest rate available was 4.65 percent, according to ...

Pension advice for beating inflation (24.06.08) - Age Concern


Pension advice for beating inflation (24.06.08)
Age Concern, UK - 57 minutes ago
Using an index-linked annuity an individual can keep pace with the rate of inflation, providing a similar starting income to a level annuity, ...

Fixed-income ladder can provide security in retirement - Austin American-Statesman


Fixed-income ladder can provide security in retirement
Austin American-Statesman, TX - 7 hours ago
Q: I have a variable annuity with Vanguard valued at $370000 with a cost basis of $110000. It is in my living trust. I have instructed that at my death it ...
Why We Need Social Security Gorkhapatra
all 2 news articles

Monday, June 23, 2008

New Allianz Summit II Annuity Protects Against Blended Index ... - U.S. Insurance News


New Allianz Summit II Annuity Protects Against Blended Index ...
U.S. Insurance News, NE - 23 hours ago
The Summit II Fixed Index Annuity has no caps or upfront fees; gives immediate access of 10 percent of premium paid available in free withdrawals; ...

Boost your pension income - Manchester Evening News


Boost your pension income
Manchester Evening News, UK - 14 hours ago
... London & Colonial and MetLife, or the lower-cost, fixed-term annuities available from Living Time. These can be bought in blocks of five years or more, ...

Inflation raises retirement questions - Global Pensions


Inflation raises retirement questions
Global Pensions, UK - 6 hours ago
Tully said people close to retirement needed to consider a range of options, such as an index-linked annuity, which would keep pace with inflation but ...
Inflation swallowing up pensioners income FT Adviser
Standard Life: "Inflation-proof your pension" Money News
Pensioners in a pinch Saveborrowspend.co.uk
ifaonline.co.uk
all 9 news articles

Standard Life: "Inflation-proof your pension" - Money News


Standard Life: "Inflation-proof your pension"
Money News, UK - 2 hours ago
He offered solutions such as inflation proofing income with an index-linked annuity, or using a higher initial income from a level annuity in the hope that ...
Inflation swallowing up pensioners income FT Adviser
Pensioners in a pinch Saveborrowspend.co.uk
all 5 news articles

Inflation linked savings - Easier (press release)


Inflation linked savings
Easier (press release), UK - Jun 19, 2008
Rachel Thrussell, Head of Savings at Moneyfacts.co.uk, comments: "The Monetary Policy Committee (MPC) is currently trying to balance the scales between ...

Sunday, June 22, 2008

Defend savings against inflation - Scotsman


Defend savings against inflation
Scotsman, United Kingdom - Jun 21, 2008
It is possible to shelter your pension from price rises via an index-linked annuity. However, these are expensive and will cut your initial retirement ...

Comment on My first WordPress plugin: HeadMeta by <b>Home Business</b> Josh

Can I just copy that code above and place in my main index template? Or is it better suited as a plugin? Also, I wanted to add a section like yours in my sidebar that displays small photos of people, I assume there’s already a plugin ...

Source: http://dougal.gunters.org/blog/2004/06/17/my-first-wordpress-plugin-headmeta#comment-161974

Boomers Lured To Annuities - Hartford Business


Boomers Lured To Annuities
Hartford Business - 8 hours ago
A five-year deferred fixed annuity recently paid an average yield of 4.21 percent, according to Comparative Annuity Reports.com. Although sales of deferred ...

Financial makeover: Drowning in Debt - MLive.com

Financial makeover: Drowning in Debt
MLive.com, MI - 1 hour ago
The Lamarands pulled thousands of dollars from an annuity, refinanced their house and relied on credit cards to pay for their lifestyle and home improvement ...

What are the pros and cons of annuities, and how can I evaluate them? - Indianapolis Star


What are the pros and cons of annuities, and how can I evaluate them?
Indianapolis Star, United States - 3 hours ago
Multiple investment options (fixed return or variable, based on stock or bond fund subaccounts). » They can have high fees and commissions, which cut into ...

Weigh the pros and cons of variable annuities - The Wichita Eagle


Weigh the pros and cons of variable annuities
The Wichita Eagle, KS - 1 hour ago
Instead, savers are flocking to fixed annuities, which have soared 35 percent in the first quarter of this year alone, according to a Beacon Research study ...

Saturday, June 21, 2008

Making the best of the hard times coming - Sunday Herald


Making the best of the hard times coming
Sunday Herald, UK - 10 hours ago
Inflation is your enemy if you are about to retire, because pensioners tend to lock into an annuity that pays a fixed income. The obvious way to protect ...
Defend savings against inflation Scotsman
Inflation linked savings Easier (press release)
all 5 news articles

Choose a policy to suit your needs - Economic Times


Choose a policy to suit your needs
Economic Times, India - 1 hour ago
Some annuity schemes have the option to pay survivors a lump sum amount upon death of the policyholder, in addition to the regular income he receives while ...

Guaranteed Social Security Benefits: Make It So - American Chronicle


Guaranteed Social Security Benefits: Make It So
American Chronicle, CA - Jun 19, 2008
The SSRIA (Social Security Retirement Income Annuity) is a new and improved version of the ancient Deferred Fixed Annuity--- a boring but guaranteed ...

Universal Press Syndicate - Houston Chronicle


Universal Press Syndicate
Houston Chronicle, United States - 12 hours ago
Q: I have a variable annuity with Vanguard valued at $370000 with a cost basis of $110000. It is in my living trust. At my death I have instructed that it ...

Don’t abandon variable annuities yet - Providence Journal


Don’t abandon variable annuities yet
Providence Journal, RI - 11 hours ago
Fortunately, the insurance companies are doing a better job judging what type of annuity is not appropriate, but rogue salespeople still exist. ...

How to protect your savings from inflation - Telegraph.co.uk

How to protect your savings from inflation
Telegraph.co.uk, United Kingdom - 13 hours ago
Those approaching retirement who worry that inflation will be a big problem over the next decade may want to consider an inflation-linked annuity, ...

Friday, June 20, 2008

Mutual Funds &amp; Personal Finance - Investor's Business Daily (subscription)


Mutual Funds & Personal Finance
Investor's Business Daily (subscription) - 4 hours ago
Immediate annuities are also called income annuities or payout annuities. Typically, they pay a fixed amount for a certain period. ...

Variable Annuity Assets Drop - On Wall Street


Variable Annuity Assets Drop
On Wall Street, NY - 7 hours ago
Assets held in equity accounts made up 56.1% of the total, down 6.1% from a year earlier, 18.8% of assets, or $262.9 billion, were in fixed accounts.

Sun Life Financial Wins Stevie Award for Interactive Multimedia ... - Business Wire (press release)


Sun Life Financial Wins Stevie Award for Interactive Multimedia ...
Business Wire (press release), CA - 2 hours ago
The company was also named a finalist for Best Online Ad/Campaign also for its SunDex Bonus Fixed Index Annuity. “It is very gratifying to see our annuity ...

BW)(NY-JEFFERSON-NATIONAL) Jefferson National’s Monument Advisor ... - Youngstown Vindicator


BW)(NY-JEFFERSON-NATIONAL) Jefferson National’s Monument Advisor ...
Youngstown Vindicator, OH - 7 hours ago
18, 2008--Jefferson National’s Monument Advisor, the first flat-insurance fee variable annuity with the industry’s largest supermarket of more than 200 ...

Thursday, June 19, 2008

AM Best Affirms Ratings of AEGON’s US Operations; Revises Selected ... - Business Wire (press release)


AM Best Affirms Ratings of AEGON’s US Operations; Revises Selected ...
Business Wire (press release), CA - Jun 18, 2008
Furthermore, with its sizable block of fixed annuity and institutional spread business, AEGON USA is exposed to considerable interest rate risk. ...

Build a ladder for a secure retirement - Dallas Morning News


Build a ladder for a secure retirement
Dallas Morning News, TX - 9 hours ago
I have a variable annuity with Vanguard valued at $370000 with a cost basis of $110000. It is in my living trust. I have instructed that at my death it’s to ...

Postcode pension gap - This is Money

Postcode pension gap
This is Money, UK - 5 hours ago
The decision by Norwich Union - one of the biggest annuity providers - to go the same way means others will inevitably follow. Clive Bolton, director of ...

UK pensioners losing out on £360 million a year through poor ... - Online Recruitment


UK pensioners losing out on £360 million a year through poor ...
Online Recruitment, UK - 1 hour ago
... purchasing power of pensioners by 20%, specifically those 60% of retirees who simply opted for the cheapest option of buying into a fixed rate annuity. ...

Fixed income an essential part of retirement portfolio - Chicago Daily Herald


Fixed income an essential part of retirement portfolio
Chicago Daily Herald, IL - 1 hour ago
Q. I have a variable annuity with Vanguard valued at $370000 with a cost basis of $110000. It is in my living trust. At my death I have instructed that it ...

Wednesday, June 18, 2008

Why this is a good time to retire - BBC News

Why this is a good time to retire
BBC News, UK - Jun 17, 2008
However, if inflation continues to increase, the purchasing power of annuities will be eroded and those on fixed incomes will suffer. ...

Jefferson National&#39;s Monument Advisor is First VA to Add Acclaimed ... - Earthtimes (press release)


Jefferson National's Monument Advisor is First VA to Add Acclaimed ...
Earthtimes (press release), UK - 12 hours ago
(Business Wire) Jefferson National’s Monument Advisor, the first flat-insurance fee variable annuity with the industry’s largest supermarket of more than ...

Avoiding the &#39;work until you die&#39; retirement plan - CreditCards.com


Avoiding the 'work until you die' retirement plan
CreditCards.com, TX - 5 hours ago
The benefit of a fixed deferred annuity is that you get to defer paying taxes until you start using the money (generally after 59 1/2). ...

Aon Consulting launches an &#39;annuity finder&#39; for DC scheme members - Thomson Investment Management News (subscription)


Aon Consulting launches an 'annuity finder' for DC scheme members
Thomson Investment Management News (subscription), UK - 2 hours ago
... of pensioners by 20 percent, specifically those 60 percent of retirees who simply opted for the cheapest option of buying into a fixed rate annuity. ...

John Hancock Annuities enhances lifetime withdrawal benefit - Insurance Business Review


John Hancock Annuities enhances lifetime withdrawal benefit
Insurance Business Review - 10 hours ago
The equity allocation invests in a diversified portfolio of global equity securities while fixed income assets are allocated to high-quality, ...

Guaranteed Social Security Benefits - NewsBlaze


Guaranteed Social Security Benefits
NewsBlaze, CA - Jun 16, 2008
The SSRIA (Social Security Retirement Income Annuity) is a new and improved version of the ancient Deferred Fixed Annuity--- a boring but guaranteed ...

Tuesday, June 17, 2008

Annuity Sales Lead To Penalty, Restitution: Penn Life Agrees To ... - Insurance News Net (press release)


Annuity Sales Lead To Penalty, Restitution: Penn Life Agrees To ...
Insurance News Net (press release), PA - 12 hours ago
Annuities are a contract sold by life insurance companies that guarantee a fixed or variable payment in the future, usually for retirement. ...

Naked Truth Investing: Bilking teachers: Deferred annuities within ... - BloggingStocks


Naked Truth Investing: Bilking teachers: Deferred annuities within ...
BloggingStocks - 3 hours ago
After the market fall in 1973, I put my accumulated money into their fixed annuity. During the remaining years, I added to another variable annuity,(by then ...

John Hancock Steps Up Variable Annuity Product - Planadviser.com


John Hancock Steps Up Variable Annuity Product
Planadviser.com, CT - Jun 16, 2008
The equity allocation invests in a diversified portfolio of global equity securities while fixed-income assets are allocated to high quality, ...

Don&#39;t abandon variable annuities yet - Biloxi Sun Herald


Don't abandon variable annuities yet
Biloxi Sun Herald,  USA - Jun 16, 2008
Instead, savers are flocking to fixed annuities, which have soared 35 percent in the first quarter of this year alone, according to a Beacon Research study ...

AXA taps UK appetite for investments with guarantees - guardian.co.uk


AXA taps UK appetite for investments with guarantees
guardian.co.uk, UK - 4 hours ago
Speaking as AXA launched its first variable annuity in Britain on Tuesday, Nicolas Moreau, chief executive of AXA UK, said the driving force for consumer ...

Annuity sale illustrations get scrutiny from state - DesMoinesRegister.com


Annuity sale illustrations get scrutiny from state
DesMoinesRegister.com, IA - 1 hour ago
Equity indexed annuities offer fixed rates of return guaranteed by the issuing company. But they also attract buyers because of a feature that can allow ...

Annuity sales lead to penalty, restitution - Milwaukee Journal Sentinel


Annuity sales lead to penalty, restitution
Milwaukee Journal Sentinel, WI - 49 minutes ago
Annuities are a contract sold by life insurance companies that guarantee a fixed or variable payment in the future, usually for retirement. ...

Monday, June 16, 2008

Van Seivers You are responsible for your retirement plan - Montgomery Advertiser


Van Seivers You are responsible for your retirement plan
Montgomery Advertiser, AL - 19 hours ago
Think about a fixed annuity. Annuities are investments that provide fixed payments to the investor over a set period of time. The collapse of traditional ...

NAIC soon to consider working group on annuity disclosure - InvestmentNews


NAIC soon to consider working group on annuity disclosure
InvestmentNews, NY - 15 hours ago
Concerns have arisen among state regulators as the use of illustrations has increased for fixed annuities, said Kelly Ireland, counsel for regulation at the ...
Don't abandon variable annuities yet Biloxi Sun Herald
all 5 news articles

NAVA Reports First Quarter Variable Annuity Industry Data - Business Wire (press release)


NAVA Reports First Quarter Variable Annuity Industry Data
Business Wire (press release), CA - 13 hours ago
The mix also shows that $262.9 billion, or 18.8% of assets, was held in fixed accounts. About Annuities -- With the decline in availability of employer ...

John Hancock Annuities Enhances Lifetime Withdrawal Benefit ... - Biloxi Sun Herald


John Hancock Annuities Enhances Lifetime Withdrawal Benefit ...
Biloxi Sun Herald,  USA - 4 hours ago
The equity allocation invests in a diversified portfolio of global equity securities while fixed income assets are allocated to high-quality, ...

Allianz Summit II SM Annuity Turns a &#39;&#39;Down&#39;&#39; Upside Down - Business Wire (press release)


Allianz Summit II SM Annuity Turns a ''Down'' Upside Down
Business Wire (press release), CA - 5 hours ago
... II SM annuity, an innovative fixed index deferred annuity that offers interest credits when the change in the blended index is positive or negative. ...