Tuesday, September 23, 2008

Fixed Annuities Can Help Boost Retirement Savings - Mesquite Local News


Fixed Annuities Can Help Boost Retirement Savings
Mesquite Local News, NV - Sep 9, 2008
And that's why you might want to consider fixed annuities. Tax-deferred earnings -- Your earnings grow on a tax-deferred basis until you begin taking ...

Monday, September 22, 2008

Weatherproofing a Nest Egg - Wall Street Journal

Weatherproofing a Nest Egg
Wall Street Journal - Sep 17, 2008
Q: If an insurer gets into trouble, what happens with the payments it makes on immediate fixed annuities? A: This is the most straightforward case: If an ...

Market's Changes Lifting Bank Fixed Annuity Sales - Financial-Planning.com


Market's Changes Lifting Bank Fixed Annuity Sales
Financial-Planning.com, NY - Sep 8, 2008
By Steve Garmhausen Bank sales of fixed annuities are soaring, as a result of a favorable interest rate environment, the stormy equity markets, ...

Fixed-annuity sales fuel overall growth - InvestmentNews


Fixed-annuity sales fuel overall growth
InvestmentNews, NY - Sep 4, 2008
By Darla Mercado Overall individual-annuity sales grew 4% during the second quarter, buoyed by a spike in fixed-annuity sales, according to Limra ...

Sunday, September 21, 2008

Fixed-annuity sales zoom in second quarter - InvestmentNews


Fixed-annuity sales zoom in second quarter
InvestmentNews, NY - Aug 25, 2008
By Darla Mercado Fixed-annuity sales hit an estimated $24.6 billion during the second quarter, up 54.1% from the second quarter of 2007, according to Beacon ...

Manulife Financial Corporation Q2 2008 Earnings Call Transcript - Seeking Alpha


Manulife Financial Corporation Q2 2008 Earnings Call Transcript
Seeking Alpha, NY - 3 hours ago
Our variable annuity sales were also strong despite turbulent market conditions and our mutual fund business enjoyed a near record level of sales of ...

Wednesday, September 17, 2008

Planners' Response to the Wall St. Meltdown - BankInvestmentConsultant.com


Planners' Response to the Wall St. Meltdown
BankInvestmentConsultant.com, NY - Sep 15, 2008
Fixed annuities, however, are in a different category. These are investments held by the company that issues them, and they aren't federally insured. ...

Controversy swirls over index annuity rule - InvestmentNews


Controversy swirls over index annuity rule
InvestmentNews, NY - Sep 11, 2008
By Darla Mercado The Financial Planning Association and the National Association for Fixed Annuities have leapt into the fray, made public their opinions ...

Monday, September 15, 2008

Annuity delays can cost up to £10000 - FT Adviser

Annuity delays can cost up to £10000
FT Adviser, UK - Sep 1, 2008
Spokesperson Scott Mowbray said: "Buying an annuity is a one-off decision and one which retired people have to literally live with. "With a fixed annuity ...
Pensioners lose up to £10k due to annuity transfer delays, says ... Money Marketing
Virgin Money Slams Annuities Delays Money UK
Annuity delays can cost up to £10000 CityWire.co.uk
Beat That Quote News - This is Money
all 10 news articles

Friday, August 15, 2008

Jackson(SM) Sets Company Record with $7.6 Billion in Total Sales ... - MarketWatch


Jackson(SM) Sets Company Record with $7.6 Billion in Total Sales ...
MarketWatch - Jul 31, 2008
"In the face of declining equity markets and a challenging macroeconomic environment, our fixed annuity sales more than doubled, Curian deposits were up 7 ...
Jackson National sales surge, profit drops Lansing State Journal
TIAA-CREF Series Looks at Myths and Facts about Retirement Income MarketWatch
all 18 news articles

A Consumers Guide to Buying a Fixed Annuity - istockAnalyst.com


A Consumers Guide to Buying a Fixed Annuity
istockAnalyst.com, OR - Aug 5, 2008
There are various types of annuities that people can choose from. One of those choices is fixed annuity. In a fixed annuity, an individual receives a fixed ...

Thursday, August 14, 2008

Exchange adds Living Time to aid comparison - FT Adviser


Exchange adds Living Time to aid comparison
FT Adviser, UK - Aug 13, 2008
The Exchange has added details of Living Time's fixed-term annuity retirement income plans to its lifetime annuity pages allowing financial advisers to ...

Combine the Power of Annuities, Mutual Funds - Insurance News Net (press release)


Combine the Power of Annuities, Mutual Funds
Insurance News Net (press release), PA - Aug 13, 2008
By taking the annuity, the investor can avoid paying taxes for years -- and has the right to convert the investment to fixed payments for life. ...

FINANCIAL FITNESS: Retirement income you can depend on - The Daily Astorian


FINANCIAL FITNESS: Retirement income you can depend on
The Daily Astorian, OR - 17 hours ago
... the American Council on Gift Annuities rates, and the IRS tax rates.) The Smiths will receive fixed payments for the rest of their lives. ...

Wednesday, August 13, 2008

FBL Financial Group Reports Second Quarter 2008 Results - Trading Markets (press release)


FBL Financial Group Reports Second Quarter 2008 Results
Trading Markets (press release), CA - Aug 6, 2008
The derivative loss reflects the impact of a decrease in the value of the underlying market indices on which call options supporting FBL's index annuity ...

FBL Financial Group Reports Second Quarter 2008 Results - Business Wire (press release)


FBL Financial Group Reports Second Quarter 2008 Results
Business Wire (press release), CA - Aug 6, 2008
The derivative loss reflects the impact of a decrease in the value of the underlying market indices on which call options supporting FBL’s index annuity ...

Cincinnati Financial Reports Second-quarter 2008 Profit - FOXBusiness


Cincinnati Financial Reports Second-quarter 2008 Profit
FOXBusiness - Aug 6, 2008
Written premiums include life insurance, annuity and accident and health premiums. -- 3.2 percent increase to $73 million in six-month 2008 written premiums ...

BUYINS.NET: AMR, IMF, USS, EPCT, PLPC, SBCF Have Been Added To ... - Trading Markets (press release)


BUYINS.NET: AMR, IMF, USS, EPCT, PLPC, SBCF Have Been Added To ...
Trading Markets (press release), CA - Aug 6, 2008
The company also offers Internet banking; brokerage and annuity services; and insurance agency services. As of December 31, 2007, Seacoast Banking ...

se2 Brings 403(b)connect to the Marketplace; Offers Complete ... - MarketWatch


se2 Brings 403(b)connect to the Marketplace; Offers Complete ...
MarketWatch - Jul 15, 2008
403(b)connect gives mutual fund, fixed, and variable annuity product providers the ability to identify, connect and aggregate their 403(b) accounts, ...

Tuesday, August 12, 2008

Should You Tell the Government You Own Gold and Silver? - Sovereign Society


Should You Tell the Government You Own Gold and Silver?
Sovereign Society, FL - 8 hours ago
You can hold physical bullion abroad, enjoy the security trust or annuity, and protect yourself from any future lawsuits. And yes, you can even legally ...

By Louis Liu 劉志宏 - Taipei Times


By Louis Liu 劉志宏
Taipei Times, Taiwan - Aug 5, 2008
In addition, the National Pension Act and the new measures for the Labor Insurance Annuity, which are ready to be put into place, have also made many people ...

The Exchange adds Living Time retirement plans - Professional Adviser


The Exchange adds Living Time retirement plans
Professional Adviser, UK - Aug 11, 2008
by Simon Danaher 11 August 2008 The Exchange has added Living Time's fixed term annuity retirement income plans to its lifetime annuity pages, ...

Monday, August 11, 2008

Innovation to give CIMB the push - Malaysia Star


Innovation to give CIMB the push
Malaysia Star, Malaysia - Aug 4, 2008
The grand prize winner will walk away with a fixed annuity of RM2,000 a month for 15 years. Both new and existing customers of CIMB Bank and CIMB Islamic ...

Annuities group takes issue with SEC's proposal on EIAs - InvestmentNews


Annuities group takes issue with SEC's proposal on EIAs
InvestmentNews, NY - Aug 4, 2008
The value of the fixed annuity — now more than ever in these turbulent economic times — is self-evident. Fixed annuities offer the guarantee of minimum ...

Nationwide Financial Reports Second Quarter Results - MarketWatch

Nationwide Financial Reports Second Quarter Results
MarketWatch - Aug 6, 2008
Fixed annuity sales increased 7 percent, or $3.0 million, over the prior year quarter. Net outflows were $638.0 million in the second quarter of 2008 ...
Nationwide Financial Services, Inc. Q2 2008 Earnings Call Transcript Seeking Alpha
all 545 news articles

Holiday that keeps a roof over head - Irish Independent


Holiday that keeps a roof over head
Irish Independent, Ireland - Aug 9, 2008
If you have a standard annuity mortgage, you may be able to change your loan to an interest-only mortgage, where you only repay the mortgage interest on the ...

Sunday, August 10, 2008

Nationwide Financial Services, Inc. Q2 2008 Earnings Call Transcript - Seeking Alpha


Nationwide Financial Services, Inc. Q2 2008 Earnings Call Transcript
Seeking Alpha, NY - Aug 7, 2008
... have remained stable with core spread income flat versus last quarter and down versus prior year, driven by the decline in fixed annuity account values. ...

Jackson National set company record for first-half sales - IFAwebnews.com


Jackson National set company record for first-half sales
IFAwebnews.com, MD - Aug 7, 2008
"In the face of declining equity markets and a challenging macroeconomic environment, our fixed annuity sales more than doubled, Curian deposits were up 7 ...

Horace Mann Educators Corporation Q2 2008 Earnings Call Transcript - Seeking Alpha


Horace Mann Educators Corporation Q2 2008 Earnings Call Transcript
Seeking Alpha, NY - Aug 2, 2008
Partially offsetting that decrease, fixed annuity account values rose about 5%. Over the past 18 months, we’ve been able to increase growth on the entire ...

Saturday, August 9, 2008

The Phoenix Companies, Inc. Second Quarter 2008 Earnings - MarketWatch


The Phoenix Companies, Inc. Second Quarter 2008 Earnings
MarketWatch - Jul 31, 2008
Excluding these expenses, combined pre-tax operating income for Life and Annuity and Corporate and Other increased 7 percent year over year. ...

Breaking the Bank - Minyanville.com


Breaking the Bank
Minyanville.com, New York - Aug 8, 2008
It does not cover investments that are not registered with the SEC, such as certain investment contracts, limited partnerships, fixed annuity contracts, ...

Lincoln Financial Group Reports Second Quarter 2008 Results - PR Newswire (press release)


Lincoln Financial Group Reports Second Quarter 2008 Results
PR Newswire (press release), NY - Jul 29, 2008
Net flows for the segment were up 40% to $1.6 billion, reflecting continued strength in variable annuity product flows and improvement in fixed annuity ...
Renasant Reports 1st Quarter Fiscal 2009 and the Settlement of the ... MarketWatch
all 22 news articles

Manulife Financial Corporation reports strong second quarter sales ... - MarketWatch


Manulife Financial Corporation reports strong second quarter sales ...
MarketWatch - Aug 7, 2008
Variable annuity sales in the quarter more than doubled the prior year, up 139 per cent, driven by broadening distribution channels and continued strong ...

Friday, August 8, 2008

American International Group, Inc. Q2 2008 Earnings Call Transcript - Seeking Alpha


American International Group, Inc. Q2 2008 Earnings Call Transcript
Seeking Alpha, NY - Aug 7, 2008
With continued uncertainty in equity markets consumers favored individual fixed annuities where deposits increased by $450 million and surrender rates fell ...

BUYINS.NET: (DFG) SqueezeTrigger Price is $25.144. There is ... - Insurance News Net (press release)


BUYINS.NET: (DFG) SqueezeTrigger Price is $25.144. There is ...
Insurance News Net (press release), PA - 1 hour ago
The Company's asset accumulation business emphasizes individual fixed annuity products. The Company offers its products and services in all 50 states and ...

When 401(k) Investing Goes Bad - Wall Street Journal


When 401(k) Investing Goes Bad
Wall Street Journal - Aug 3, 2008
He says the representatives were "not authorized or directed to give investment advice; they were only authorized to sell a fixed-annuity contract. ...

Thursday, August 7, 2008

AEGON Reports Solid Business Performance and Strong Capital Position - FOXBusiness


AEGON Reports Solid Business Performance and Strong Capital Position
FOXBusiness - 19 hours ago
In the US, we achieved especially strong fixed annuities deposits, a six-fold increase over the comparable period. In the Netherlands new life sales were up ...

The dangers of Life Stage investing - ITInews - Insurance Times and Investments News

The dangers of Life Stage investing
ITInews - Insurance Times and Investments News, South Africa - Jul 30, 2008
"But there’s the rub - if you live longer than expected, the effects of inflation will have ravaged the purchasing power of your fixed annuity to the extent ...

Wednesday, August 6, 2008

Fitch Affirms New York Life's IFS rating at 'AAA' - MarketWatch


Fitch Affirms New York Life's IFS rating at 'AAA'
MarketWatch - Jul 31, 2008
New York Life's favorable business profile is characterized by its excellent market position in traditional individual life insurance and fixed annuity ...

Max Capital Group Ltd. Reports Second-Quarter 2008 Results - Centre Daily Times


Max Capital Group Ltd. Reports Second-Quarter 2008 Results
Centre Daily Times, PA - 20 hours ago
Gross premiums written and net premiums earned from life and annuity underwriting for the three months ended June 30, 2008, were $93.6 million and $93.4 ...

Tuesday, August 5, 2008

Max Capital Group Ltd. Reports Second-Quarter 2008 Results - Trading Markets (press release)


Max Capital Group Ltd. Reports Second-Quarter 2008 Results
Trading Markets (press release), CA - 12 hours ago
Gross premiums written and net premiums earned from life and annuity underwriting for the three months ended June 30, 2008, were $93.6 million and $93.4 ...

Monday, August 4, 2008

Annuity Settlement Options: Annuitize Or Lump Sum? - Best Syndication

Annuity Settlement Options: Annuitize Or Lump Sum?
Best Syndication, CA - 18 hours ago
... http://www.insurance-quote-advisor.com/annuity-settlement-options.html Gary Le Mon is a wholesale distributor of fixed indexed annuities for Allianz, ...

Sunday, August 3, 2008

Check your pension small print - and take a load off - guardian.co.uk


Check your pension small print - and take a load off
guardian.co.uk, UK - Aug 2, 2008
As annuity rates are at a six-year high, you should consider a fixed-rate escalating annuity, which increases by a set amount every year, normally 3 per ...

Saturday, August 2, 2008

Lincoln National Corp. Q2 2008 Earnings Call - Seeking Alpha

Lincoln National Corp. Q2 2008 Earnings Call
Seeking Alpha, NY - Jul 30, 2008
Fixed and index annuities reported sales of almost $0.5 billion, a 54% increase over the prior year as competitive interest rates improved the products ...
The Hanover Insurance Group Reports Strong Second Quarter Results Earthtimes (press release)
Industrial Alliance Publishes its Results for the Second Quarter ... Canada NewsWire (press release)
all 736 news articles

Friday, August 1, 2008

Insure to avoid investment threats - Vernon Morning Star


Insure to avoid investment threats
Vernon Morning Star,  Canada - 5 hours ago
However, you could opt to direct that the policy be paid out as a lifetime annuity. If you passed away today, the $100000 would be used by the Life Co. to ...

Income guarantee provides shelter from market storm - The Age


Income guarantee provides shelter from market storm
The Age, Australia - 8 hours ago
You could try to solve the problem by buying a guaranteed retirement annuity instead of a pension that goes up and down with the market. ...

NYLI launches five-year fixed annuity - InvestmentNews


NYLI launches five-year fixed annuity
InvestmentNews, NY - Jul 23, 2008
By Darla Mercado New York Life Insurance Co. has introduced a five-year fixed annuity with a five-year interest rate guarantee. The Select 5 fixed-interest ...
First Trinity Financial buying Topeka operation Tulsa World
all 3 news articles

American Financial Q2 profit declines on charges; reaffirms FY08 ... - RTT News

American Financial Q2 profit declines on charges; reaffirms FY08 ...
RTT News, NY - 10 hours ago
... to higher earnings in the fixed annuity and supplemental insurance businesses, partially offset by lower earnings in the variable annuity operations. ...
MetLife, Inc. Q2 2008 Earnings Call Seeking Alpha
all 1,108 news articles

Thursday, July 31, 2008

Horace Mann Reports Results for Second Quarter - MarketWatch


Horace Mann Reports Results for Second Quarter
MarketWatch - Jul 30, 2008
... other 104.3 98.7 5.7% Total Annuity and Life investments 3405.0 3584.6 -5.0% Property & Casualty Fixed maturities, at fair value (amortized cost 2008, ...
Great-West Lifeco reports second quarter 2008 results and dividend ... Canada NewsWire (press release)
all 575 news articles

Guaranty Financial Group Inc. Reports Second Quarter 2008 Results - Centre Daily Times


Guaranty Financial Group Inc. Reports Second Quarter 2008 Results
Centre Daily Times, PA - 8 hours ago
... from the second quarter 2007, principally as a result of increased fixed annuity sales commissions, and increased fees and service charges on deposits. ...

Prudential Financial, Inc. Announces Second Quarter 2008 Results - MarketWatch


Prudential Financial, Inc. Announces Second Quarter 2008 Results
MarketWatch - 21 hours ago
Current quarter results reflected lower asset-based fees, primarily associated with market-related declines in variable annuity account values. ...
Prudential's Net Falls 30% Wall Street Journal
Prudential Profit Beats Estimates on International (Update1) Bloomberg
all 24 news articles

MetLife, Inc. Q2 2008 Earnings Call - Seeking Alpha


MetLife, Inc. Q2 2008 Earnings Call
Seeking Alpha, NY - 14 hours ago
In individual business, variable annuity deposits were up from first quarter level. We also saw strong positive net flows in the second quarter. ...

Wednesday, July 30, 2008

SEC Seeks To Regulate Indexed Annuities Agents - Hartford Business


SEC Seeks To Regulate Indexed Annuities Agents
Hartford Business - Jul 27, 2008
“It’s not the demand that will shift, it’s the distributors,” said Chad Tope, senior vice president of annuities distribution for ING’s fixed annuity ...

Pros and cons of fixed annuities - Zanesville Times Recorder


Pros and cons of fixed annuities
Zanesville Times Recorder, OH - Jul 20, 2008
I'm sure you have heard about annuities. There are two types and this article is on fixed annuities. Most of us have seen a presentation or own a fixed ...

Annuity Papers, Please. Hold the Jargon - Wall Street Journal


Annuity Papers, Please. Hold the Jargon
Wall Street Journal - Jul 28, 2008
Fixed annuities guarantee a specific payment each period regardless of fluctuations in the value of the annuity issuer's underlying investments. ...

"I Thought Our Plan Was In Compliance!" - Part II - The Metropolitan Coporate Counsel


"I Thought Our Plan Was In Compliance!" - Part II
The Metropolitan Coporate Counsel, NJ - 1 hour ago
... and survivor annuity" ("QJSA") requirements, generally limited to defined benefit and money purchase (ie, providing for a fixed employer contribution) ...

Hartford Financial Services Group Inc. Q2 2008 Earnings Call ... - Seeking Alpha


Hartford Financial Services Group Inc. Q2 2008 Earnings Call ...
Seeking Alpha, NY - 13 hours ago
We have also seen improving fixed annuity sales as interest rates have moved up. Forecasting sales in these equity markets is very difficult particularly in ...